EvenFi Expands to 30 European Countries: Full EEA Coverage Now Live

Three years ago, EvenFi launched its regulated crowdfunding infrastructure in Spain, Italy and Portugal. Today, we are proud to announce that our ECSP-licensed platform is fully operational across all 30 countries of the European Economic Area.

This is not just a milestone for EvenFi — it is a turning point for every business that wants to raise capital or deploy lending products across Europe without navigating 30 separate regulatory regimes.

From two countries to an entire continent

EvenFi began operations in Spain, Italy and Portugal in March 2023, having received its European Crowdfunding Service Provider (ECSP) license from the CNMV (registration #5). Over the following three years, we systematically passported our license across the European Union, completing the process in March 2026 with the remaining 28 countries now fully activated.

Our coverage now spans:

• All 27 EU member states — from founding members like Germany, France, and Italy to newer entrants like Croatia
• Three additional EEA countries — Iceland, Liechtenstein, and Norway

That is the entire European Economic Area: 30 countries, over 450 million people, and one unified regulatory framework under the ECSPR.

What this means in practice

For any platform or business using EvenFi's infrastructure, the implications are straightforward:

Serve investors and borrowers everywhere in Europe. A lending platform built on EvenFi can accept investments from a retail investor in Stockholm and fund a borrower in Lisbon — all within a single, compliant framework. No additional licenses. No country-by-country registrations.

Launch in new markets without regulatory friction. Want to expand your crowdfunding operations from Italy into the Nordics? Or from Spain into Central Europe? With EvenFi, the regulatory groundwork is already done. You focus on your market strategy; we handle compliance.

One infrastructure, one set of rules. The ECSPR provides a harmonised regulatory standard across the EEA. EvenFi's infrastructure is built on this framework, which means investor protection measures, reporting obligations, and operational requirements are consistent regardless of which country you operate in.

The countries

Here is the full list of countries where EvenFi's regulated infrastructure is now operational:

EU Member States (27): Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

EEA EFTA States (3): Iceland, Liechtenstein, Norway.

Why the full EEA matters

Covering the full EEA is not a vanity metric. It is a practical necessity for infrastructure providers.

Many European businesses operate across borders by default. A real estate developer in Austria may have investors in Germany and the Netherlands. A fintech lender in the Baltics may want to tap Scandinavian capital. A French startup may want to crowdfund from investors across Southern Europe.

Before the ECSPR and platforms like EvenFi, each of these scenarios required navigating separate national regulations — if cross-border crowdfunding was possible at all. Now, the same compliant infrastructure works from Reykjavik to Nicosia.

The three EEA EFTA countries (Iceland, Liechtenstein, and Norway) are particularly relevant for the financial services sector. Norway has a sophisticated investor base and growing interest in alternative lending. Liechtenstein is a key financial centre. Iceland's economy, rebuilt after the 2008 crisis, is increasingly open to innovative financial products. Including these three countries alongside the EU 27 was essential for truly pan-European coverage.

Built for platforms, not just projects

EvenFi is not a crowdfunding platform in the traditional sense. We are infrastructure — the regulated backbone that other platforms, lenders, and businesses use to run compliant crowdfunding and lending operations under their own brand.

This expansion means that any platform using EvenFi's infrastructure can now:

• Onboard investors from any EEA country
• Originate and fund projects across all 30 markets
• Maintain full regulatory compliance without building their own compliance team
• Scale across borders as their business grows

Whether you are a lending platform, a real estate crowdfunding operator, or a business looking to raise capital from your own community, EvenFi provides the rails.

What comes next

Full EEA coverage is a foundation, not a finish line. Over the coming months, we will be:

• Enhancing our multi-currency and multi-language capabilities to better serve local markets
• Deepening integrations with local payment providers across key geographies
• Expanding our partner network to include originators, funds, and financial intermediaries in new markets
• Continuing to invest in compliance automation as the ECSPR framework evolves

Get started

If you are building a lending platform, running crowdfunding campaigns, or exploring alternative finance in Europe, EvenFi's infrastructure is ready for you — in all 30 countries.

Contact us to learn how our regulated infrastructure can power your European expansion.